Emergency Fund Calculator

Include rent, utilities, food, insurance, debt payments

3-6 months: Stable job | 6-12 months: Variable income or self-employed

Target Emergency Fund

$18,000

Remaining to Save

$13,000

Progress

27.8% Complete

Why Emergency Fund Matters

An emergency fund prevents going into debt when unexpected expenses happen (job loss, medical bills, car repair).

Recommended Coverage

  • • 3-6 months: Stable employment
  • • 6-9 months: Variable income or family
  • • 9-12 months: Self-employed or high risk